Data is from users input, so it is not in the table yet.
Just imagine input a store sales in POS application, where there are price & qty that need to be sum.
Total Price & qty, displayed to users in a formated value. At this point, nothing to do with the server!
In that case you also don't work with IBX. You use a TBufDataset.
And hope the POS doesn't crash or switch of and you loose all data

And then when the POS has a connection you can transfer that over to the server database.
BTW. I think most POS do have a (slow) connection (to the cloud) and in that case you work with a middleware method.
Not a direct connection to the database server but via a middleman (for example via API/json or something similar) and that piece of software communicates with the server. That way you don't have to transfer a lot over a slow connection.